COMPANY / BANK TREASURY • Review and analysis of Balance Sheet o Specific recommendations on Asset and Liability disposition o Equity recommendations • Tier 1 • Tier 2 • Other • Asset/Liability Matched Sale o Comprehensive strategy to reduce community bank balance sheet size thus increasing capital percentage o Through our extensive contacts we can match the sale of Loans and Deposits M & A, VALUATION / FAIRNESS OPINION • Represent your company in negotiations o Provide Fairness / Valuation reports o Refer to potential M & A partners |
Holding Company • Review and analysis of Balance Sheet o Valuation at bank and holding company • Equity restructure o Level the playing field for current shareholders looking for potentially dilutive new capital • Equity settlement • Debt restructure o Negotiate out of Bankruptcy options for debt restructure • Debt settlement o “Trust Prefered Ofer of Compromise Program” o Attempted Location of Trust Preferred Securities o Possible interest forgiveness or principal reduction • New Capital Consulting o Work with existing Capital Program o Create new Capital Program • Consider BOLI csv to Tier 1 Program |